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Insurance & Coverage

Physiotherapy and Rehabilitation Insurance in Richmond Hill

Premier Care Physiotherapy works with extended health insurance plans, Ontario auto insurers and workplace-related claims. We can help you understand your coverage and the next steps for your treatment.

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Insurance Made Easier

Understanding your coverage shouldn't be complicated

Physiotherapy and rehabilitation may be covered through an extended health plan, automobile insurance claim, workplace-related claim or other benefit program.

Premier Care Physiotherapy works with a range of insurance companies and benefit providers. Some insurance companies accept direct billing, while coverage and billing requirements can vary by plan.

If you're unsure whether your treatment is covered, the Premier Care team can help direct you to the appropriate resources so you can better understand your available benefits.

Insurance Providers

Insurance companies we work with

Premier Care Physiotherapy works with a range of insurance companies and benefit providers. Coverage, eligibility and direct-billing availability depend on your individual plan.

Standard Life insurance
Johnson Insurance
Chambers of Commerce Group Insurance Plan
The Co-operators
Cowan Insurance Group
Green Shield Canada
Great-West Life Assurance Company
Sun Life Financial
Industrial Alliance Insurance and Financial Services
Maximum Benefit
Medavie Blue Cross
Manulife
Desjardins Insurance
Before Your Appointment

How insurance coverage works

Your insurance plan determines what services are covered, how much is available and whether direct billing is offered. Understanding your benefits before treatment can help avoid surprises.

01

Check your benefits

Contact your insurance provider or review your benefits to confirm whether physiotherapy, massage therapy, chiropractic care or other services are included.

02

Confirm your coverage

Coverage limits, deductibles, annual maximums and practitioner requirements can vary between insurance plans.

03

Ask about billing

Some insurance companies accept direct billing. If direct billing is not available for your plan, Premier Care can explain the payment and receipt process.

Extended Health Insurance

Many employer-sponsored and private extended health plans include coverage for physiotherapy and other rehabilitation services.

Your plan determines your coverage. Coverage amounts, annual limits, deductibles and direct-billing options can differ between policies.

Employee Health Plans

If your benefits are provided through your employer, Premier Care can discuss your available coverage with you and help you understand how to make use of your benefits.

Bring your insurance information to your appointment so the appropriate billing process can be discussed.

Automobile Insurance Claims

If you've been injured in an automobile accident, you can choose Premier Care Physiotherapy as your healthcare provider.

Following an initial assessment, the clinic can submit a proposed treatment plan to your auto insurer. The current Premier Care policy states that auto-insurance treatment is invoiced directly to the insurer.

WSIB Claims

Premier Care also works with workplace-related claims through the Workplace Safety and Insurance Board.

The clinic states that it submits a proposed Program of Care to WSIB and, after approval of the claim and treatment plan, bills WSIB directly.

Injury & Rehabilitation

Support when treatment follows an injury

Insurance can become an important part of recovery when treatment follows an automobile accident or workplace injury.

Premier Care's team can help you understand the administrative steps involved and work with the appropriate insurer where applicable.

Automobile Insurance

After an automobile accident, patients have the right to choose their healthcare provider. Premier Care states that it submits the proposed treatment plan to the auto insurer and invoices the insurer directly.

Workplace Injuries & WSIB

For approved WSIB claims and treatment plans, Premier Care states that it submits the required Program of Care and bills WSIB directly.

Not Sure About Your Benefits?

We can help you figure out the next step

Insurance plans can be difficult to interpret, especially when different services have different coverage rules. If you're not sure whether you're covered, contact Premier Care and the team can direct you to the appropriate resources.

Is physiotherapy covered by my insurance? Coverage depends on your individual extended health plan. Check your policy or contact your insurer for confirmation.
Do you offer direct billing? Some insurance companies and plans accept direct billing. Availability depends on your specific coverage.
What if I don't have insurance? Patients without insurance can pay directly for their treatment.
What should I bring? Bring your insurance information and any claim or policy details you have available.
Richmond Hill Physiotherapy & Rehabilitation

Have questions about your coverage?

Contact Premier Care Physiotherapy and let us help you understand the next step for your treatment and insurance coverage.

Contact Premier Care
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